:root{
  --navy:#153454;
  --navy-hero:#122A42;
  --navy-deep:#0C1E30;
  --ink:#16242F;
  --muted:#4A5C6B;
  --gold:#9C7C2E;
  --gold-light:#C3A054;
  --on-navy:#B7C6D4;
  --paper:#F5F7F8;
  --surface:#FFFFFF;
  --line:#DCE3E8;

  --measure:1120px;
  --pad:40px;
}

*{box-sizing:border-box;}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:Archivo,"Helvetica Neue",Helvetica,Arial,sans-serif;
  font-size:17px;line-height:1.7;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:var(--gold);text-decoration:none;}
a:hover{color:var(--navy);}
a:focus-visible,button:focus-visible{outline:2px solid var(--gold-light);outline-offset:3px;}
.wrap{max-width:var(--measure);margin:0 auto;padding:0 var(--pad);position:relative;}

/* ---------- nav (navy, em todas as páginas) ---------- */
.nav{position:sticky;top:0;z-index:60;background:var(--navy-hero);border-bottom:1px solid rgba(255,255,255,.10);}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:24px;height:78px;}
.brand img{height:36px;width:auto;}
.menu{display:flex;gap:32px;align-items:center;list-style:none;margin:0;padding:0;}
.menu a{
  font-size:12.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;
  color:#C7D4E0;padding:8px 0;border-bottom:2px solid transparent;
}
.menu a:hover{color:#fff;}
.menu a.on{color:#fff;border-bottom-color:var(--gold-light);}
.burger{display:none;background:none;border:0;padding:10px;cursor:pointer;}
.burger span{display:block;width:22px;height:2px;background:#fff;margin:5px 0;}

/* ---------- páginas ---------- */
.page{display:block;}
.page{animation:fade .35s ease both;}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.page.on{animation:none}}

/* ---------- hero navy ---------- */
.hero{
  background:var(--navy-hero);color:#fff;
  position:relative;overflow:hidden;
  padding:88px 0 80px;
  border-bottom:2px solid var(--gold-light);
}
.hero h1{color:#fff;font-weight:600;}
.hero .lead{color:var(--on-navy);}
.hero .eyebrow{color:var(--gold-light);}
.hero-shield{
  position:absolute;right:-56px;top:50%;transform:translateY(-50%);
  width:400px;height:auto;opacity:.85;pointer-events:none;user-select:none;
}
.hero-in{position:relative;z-index:2;max-width:min(760px,72%);}

/* ---------- blocos ---------- */
.band-white{background:var(--surface);}
.band-paper{background:var(--paper);}
.sec{padding:76px 0;}
.sec-tight{padding:56px 0;}

.eyebrow{
  display:flex;align-items:center;gap:11px;
  font-size:11.5px;font-weight:700;letter-spacing:.19em;text-transform:uppercase;
  color:var(--gold);margin:0 0 20px;
}
.eyebrow img{height:15px;width:auto;flex:none;}

h1,h2,h3{font-family:Spectral,Georgia,"Times New Roman",serif;font-weight:500;color:var(--navy);margin:0;text-wrap:balance;}
h1{font-size:54px;line-height:1.08;letter-spacing:-.018em;}
h2{font-size:32px;line-height:1.18;}
h3{font-size:21px;line-height:1.25;}
p{margin:0;}
.lead{font-size:19px;line-height:1.62;color:var(--muted);max-width:60ch;}
.body{color:var(--muted);max-width:64ch;}
.stack{display:flex;flex-direction:column;gap:20px;}
.stack-sm{display:flex;flex-direction:column;gap:12px;}

.h-rule{width:52px;height:3px;background:var(--gold-light);margin-bottom:22px;}

/* ---------- grades e cartões ---------- */
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:28px;}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}

.card{background:var(--surface);border:1px solid var(--line);padding:32px 30px;display:flex;flex-direction:column;gap:16px;}
.card-navy{border-top:3px solid var(--navy);}
.card-gold{border-top:3px solid var(--gold-light);}
.card ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:8px;}
.card ul li{font-size:15.5px;color:var(--muted);}
.grid3 .card h3,.grid4 .card h3{min-height:2.5em;display:flex;align-items:flex-start;}
.gold-tick{width:24px;height:2px;background:var(--gold-light);}

.door{
  background:var(--surface);border:1px solid var(--line);border-left:3px solid var(--navy);
  padding:34px 32px;display:flex;flex-direction:column;gap:14px;cursor:pointer;
  transition:border-left-color .2s ease,transform .2s ease,box-shadow .2s ease;
}
.door:hover{border-left-color:var(--gold-light);transform:translateY(-2px);box-shadow:0 10px 28px -18px rgba(18,42,66,.5);}
.door .arrow{font-size:13px;font-weight:700;letter-spacing:.11em;color:var(--gold);text-transform:uppercase;}

/* ---------- botões ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  background:var(--navy);color:#fff;
  font-size:13.5px;font-weight:700;letter-spacing:.11em;text-transform:uppercase;
  padding:16px 32px;border:1px solid var(--navy);cursor:pointer;
  transition:background .2s ease,color .2s ease;align-self:flex-start;
}
.btn:hover{background:var(--navy-deep);color:#fff;}
.btn-gold{background:var(--gold-light);border-color:var(--gold-light);color:var(--navy-deep);}
.btn-gold:hover{background:#D4B269;color:var(--navy-deep);}
.btn-outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.45);}
.btn-outline:hover{background:#fff;color:var(--navy);}
.btn-row{display:flex;gap:14px;flex-wrap:wrap;}

/* ---------- três pilares (claro, com marca) ---------- */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;}
.pillar{border-top:1px solid var(--line);padding-top:22px;}
.pillar img{height:22px;width:auto;margin-bottom:14px;}
.pillar h3{font-size:23px;}
.pillar p{color:var(--muted);font-size:15.5px;line-height:1.62;margin-top:8px;}

/* ---------- seguradoras ---------- */
.insurers{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;}
@media(min-width:620px){.insurers{grid-template-columns:repeat(3,1fr);}}
@media(min-width:900px){.insurers{grid-template-columns:repeat(5,1fr);}}
.insurers span{
  display:flex;align-items:center;justify-content:center;text-align:center;
  min-height:76px;padding:8px 12px;
  background:var(--surface);border:1px solid var(--line);
  font-size:15px;font-weight:500;color:var(--navy);letter-spacing:.01em;line-height:1.3;
}
.insurers img{width:150px;height:auto;}
.insurers .pend{color:#93A2AE;font-size:13.5px;font-weight:500;}

/* ---------- pessoas ---------- */
.person{display:grid;grid-template-columns:150px 1fr;gap:26px;align-items:start;}
.photo{
  aspect-ratio:1/1;background:#E9EDF0;border:1px solid var(--line);
  display:flex;align-items:center;justify-content:center;text-align:center;
  font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:#93A2AE;padding:10px;
}
.socio-label{font-size:11.5px;font-weight:700;letter-spacing:.17em;text-transform:uppercase;color:var(--gold);}
.todo{border-left:2px solid var(--gold-light);font-size:14.5px;color:#836C30;background:#FBF7EC;padding:11px 15px;}

/* ---------- números ---------- */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.stat{border-top:1px solid var(--line);padding-top:20px;}
.stat .n{font-family:Spectral,Georgia,serif;font-size:44px;line-height:1;color:var(--gold);font-variant-numeric:tabular-nums;}
.stat .l{font-size:14.5px;color:var(--muted);margin-top:10px;}

/* ---------- contato ---------- */
.form{display:flex;flex-direction:column;gap:16px;}
.field{display:flex;flex-direction:column;gap:6px;}
.field label{font-size:11.5px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);}
.field input,.field textarea{font-family:inherit;font-size:16px;color:var(--ink);background:var(--surface);border:1px solid var(--line);padding:13px 14px;}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--navy);}
.field textarea{min-height:130px;resize:vertical;}
.info dt{font-size:11.5px;font-weight:700;letter-spacing:.17em;text-transform:uppercase;color:var(--gold);margin-top:24px;}
.info dd{margin:6px 0 0;color:var(--muted);font-size:16px;line-height:1.6;}
.info dt:first-child{margin-top:0;}

/* ---------- rodapé ---------- */
.foot{background:var(--navy-deep);color:#A9BBCA;padding:60px 0 40px;font-size:14.5px;line-height:1.7;border-top:2px solid var(--gold-light);}
.foot img{height:32px;margin-bottom:22px;}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;}
.foot h4{font-size:11.5px;font-weight:700;letter-spacing:.17em;text-transform:uppercase;color:#fff;margin:0 0 12px;font-family:Archivo,sans-serif;}
.foot a{color:#D7C08A;}
.foot a:hover{color:#fff;}
.foot .legal{border-top:1px solid rgba(255,255,255,.13);margin-top:40px;padding-top:20px;font-size:13px;color:#879AAC;}

/* ---------- responsivo ---------- */
@media (max-width:900px){
  :root{--pad:20px;}
  h1{font-size:34px;}
  h2{font-size:26px;}
  .lead{font-size:17px;}
  .sec{padding:48px 0;}
  .hero{padding:52px 0 48px;}
  .hero-in{max-width:100%;}
  .hero-shield{width:210px;right:-70px;opacity:.5;}
  .grid2,.grid3,.grid4,.pillars,.stats,.foot-grid{grid-template-columns:1fr;gap:22px;}
  .person{grid-template-columns:110px 1fr;gap:18px;}
  .menu{display:none;}
  .menu.open{display:flex;flex-direction:column;align-items:flex-start;gap:16px;position:absolute;left:0;right:0;top:78px;background:var(--navy-hero);border-bottom:1px solid rgba(255,255,255,.12);padding:22px var(--pad);}
  .burger{display:block;}
  .nav-in{position:relative;}
}

.hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}
.consent{font-size:13.5px;line-height:1.55;color:var(--muted)}
.consent label{display:grid;grid-template-columns:18px 1fr;gap:11px;align-items:start;cursor:pointer}
.consent input{margin:2px 0 0;width:17px;height:17px;accent-color:var(--gold)}
.consent span{display:block}
.consent a{color:var(--gold)}
.prosa p{max-width:70ch;margin:0 0 16px}
.prosa h3{margin:30px 0 10px;font-size:19px}
.prosa ul{max-width:70ch;margin:0 0 16px;padding-left:20px}
.prosa li{margin-bottom:8px}

/* ---------- blog ---------- */
.post-list{display:flex;flex-direction:column;gap:0;margin:0;padding:0;list-style:none}
.post-list li{border-top:1px solid var(--line);padding:26px 0}
.post-list li:last-child{border-bottom:1px solid var(--line)}
.post-list h3{margin:0 0 8px;font-size:22px;line-height:1.25}
.post-list h3 a{color:var(--navy);text-decoration:none}
.post-list h3 a:hover{color:var(--gold)}
.post-meta{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin:0 0 10px}
.post-list p.res{margin:0;color:var(--muted);max-width:70ch;font-size:15.5px;line-height:1.6}
.artigo{max-width:70ch}
.artigo p{margin:0 0 18px;font-size:17px;line-height:1.75;color:var(--ink)}
.artigo h2{font-size:26px;margin:38px 0 14px}
.artigo h3{font-size:19px;margin:30px 0 10px}
.artigo ul,.artigo ol{margin:0 0 18px;padding-left:22px;font-size:17px;line-height:1.75}
.artigo li{margin-bottom:9px}
.artigo strong{color:var(--navy)}
.artigo a{color:var(--gold)}
.artigo blockquote{margin:24px 0;padding:2px 0 2px 20px;border-left:2px solid var(--gold);color:var(--muted)}
.assinatura-post{border-top:1px solid var(--line);margin-top:44px;padding-top:22px;max-width:70ch;
  font-size:14.5px;line-height:1.65;color:var(--muted)}
.assinatura-post strong{color:var(--navy)}